Phil Buffington is a partner in Balch & Bingham’s Banking & Financial Services Practice. He advises financial institutions throughout the United States on federal and state banking laws and regulations. Phil counsels clients on a full range of issues, including succession planning, federal and state regulatory matters, corporate governance, mergers and acquisitions, strategic planning, capital planning and offerings, evaluating and assisting in the development of new products and services, and responses to examinations and enforcement actions.