Four insurance companies are offering wind coverage in the South Mississippi market, although restrictions apply.
Mississippi Insurance Commissioner Mike Chaney said he has recently approved the “surplus-lines” companies. Surplus-lines companies insure high-risk properties without state regulation of rates or any guaranty in case of insolvency.
They have been active for years in South Mississippi’s commercial market, but are now beginning to pick up homeowner customers as well.
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Jonathan J. Cooper, Associated Press
, Humera Lodhi, Associated Press
, Simran Parwani, Associated Press
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May 6, 2026
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